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Yes Bank may offer eligible existing cardholders a balance-transfer facility that moves outstanding dues from another bank's credit card to the Yes Bank card at a lower promotional rate. Availability, rate, tenure and eligibility depend on the offer available on the cardholder's account. It requires already holding a Yes Bank card in good standing, it isn't a way to move debt off a Yes Bank card onto another lender.

By Mohit Juneja | 25 August 2026

Credit Score

There is no single CIBIL score that guarantees the best loan terms. A score of 750 or above is generally considered strong, but the score that gets you the best rate or approval depends on the lender, loan product and your overall financial profile. Above it, most banks already treat you as top-tier, chasing higher than that has very little practical payoff.

By Mohit Juneja | 25 August 2026

Credit Score

An Experian free credit report is available once every calendar year at no cost, under RBI's rule guaranteeing one full credit report per bureau annually. Checking your own score more often through Experian or a partner app is a soft inquiry, so it never lowers your score, even if you look every week.

By Mohit Juneja | 25 August 2026