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Real People. Real Success.

Thousands have broken free from debt with FREED. Now its your turn!

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sumeet hebbalkar

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I would like to express my heartfelt gratitude to Jyoti Singh for her exceptional assistance in helping me close all my loans and achieve complete debt relief. Jyoti's expertise, dedication, and personalized approach made a significant difference in my financial journey.

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Jyothi J

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I was really struggling with multiple loans and cards and was constantly trying for debt consolidation loan since 1year. With freed I was able to get a solution for debt consolidation. They understood my problem and helped with debt consolidation loan within 10days. Special thanks to Tanishq and Rajat for closely working and helping me with solution. Thankyou team. Would highly recommend for their service and support.

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divyana das

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Freed provided an outstanding service! They expertly helped me restructure and organize my payment plan, making the entire process stress-free and efficient. I’m incredibly grateful for their support and professionalism. I would highly recommend them—100%!

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Sylvia Sylvia

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FREED really helped me manage my mounting credit card debt. Their team was professional and explained every step clearly. I was able to reduce my debt significantly through their program, and I’m now on the path to financial freedom. I appreciated their transparency and the constant updates throughout the process.

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Sudipta Ray

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Those guys are with golden heart. Damini mam, Anudeepa , Trushna, Laxmi , Pooja , Rashi , Gourav everyone are so helpful . Everyday and everyway they helped me . Today I resolve one of my account . Hope I will be debtfree with their help very soon . Thanks team freed .

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Kshitiz Mathur

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I recently used Freed to reconcile all my debt into a single EMI with a very low interest rate with their debt relief program. The process was incredibly quick and hassle-free. Special thanks to Mr. Nitin Aryan & Mr. Janardhan for helping me get everything done smoothly. Highly recommend Freed for their excellent service and support!

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aby varghese

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Freed is very good platform for solving the issues for credits,loans and all types of debts In freed there is pure debt free solution.

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Hrushikesh Sarawade

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Hi Freed, Thank you so much for helping me in my journey of getting debt free, today I’ve settled my first loan and very happy. Thank you so much Madhurima ji, Harwinder ji and Damini for your valuable support. I really appreciate and look forward to get debt free!

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Hrushikesh Sarawade

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FREED was the right financial decision for me, as their support helped me take charge of my debts effectively. My credit card debt was overwhelming, and collection calls felt never-ending. Thanks to Freed, I reached a settlement, and my life feels normal againFreed helped me settle my credit card debt and put an end to those intrusive collector calls. I feel relieved at last Freed’s financial counseling transformed my approach to managing loans and credit cards, making debt freedom achievable. Freed’s intervention stopped the collector calls and resolved my outstanding loans, letting me rebuild my finances.

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Sumit Sinha

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Freed indeed is Debt Relief Platform. I would like to thanks Mr Shivem, Mr Rajiv, Ms Poornima, Ms Riddhi, Ms Jyoti, Mr Vijay, Ms Damini for their support. I would like to say that entire Freed team stood by my back with their expertise along with guidance for achieving Debt free goal. Thanks once again

Frequently Asked Questions (FAQs)

Debt relief isn’t just reducing the debt owed by you, it is about eliminating your debt and living a debt free life. If you are living paycheck to paycheck because of the debt that you owe or if you are already behind on your monthly payments, chances are that you need debt relief.

Most of your unsecured debts (not backed by a collateral) can be enrolled. If the majority of your debt load consists of personal loans, credit card debts, payday loans, BNPL loans; you can expect a good result from our Debt Relief Platform.

Not paying your credit dues or barely making the minimum payment on your credit cards every month impacts your credit score negatively. FREED’s Debt Relief Program may or may not affect your credit score depending on the program you qualify for. FREED’s Debt Resolution Program will have a negative impact on your credit score and rating, but once your debts are settled, your score will gradually improve. However, if you qualify for FREED’s Debt Consolidation Program, your score would not get impacted negatively, rather your score will start to improve.

The cost of debt relief will vary depending on the program you qualify for. Your financial profile, debt load, affordability, and goals can significantly affect the cost of Debt Relief for you. However, we fully understand that customers looking for debt relief should not be financially burdened any further. FREED’s Debt Relief Programs are structured to ensure that even after paying our fees, customers save significantly* on their total outstanding debt.

Your savings on FREED’s Debt Relief Programs are dependent on your debt load, affordability, complete financial profile, and financial goals. Depending on the Debt Relief Program you qualify for, you will be able to save between 10%-30%* on your monthly EMIs or up to 50%* on your total outstanding debt load.

Disclaimer

*Please note that clients who are able to stay in the program and get their debts settled realize approximate savings of 50% before our fees and 35% including our fees. All claims are estimates and are based on the enrolled debts and the program tenure. Not all clients are able to complete their program for various reasons, including their ability to keep up with the program payments and save sufficient funds. Not all debts are eligible for enrollment in the Debt Resolution program. FREED doesn’t recommend enrollment in a Debt Resolution Program unless there is a genuine financial hardship experienced by a client leading to non-payment of dues.

There is no guarantee that your debts would be resolved within a specific period of time or they would be lowered by a specific amount or percentage. We do not assume your debts, make monthly payments to your creditors or provide tax, accounting or legal advice. Please read and understand all program details prior to enrollment. Enrolling in the Debt Resolution Program will have an adverse impact on your credit rating and may result in you being subjected to aggressive collection measures or even being sued by creditors. The accounts you enroll may continue to accrue fees and interest, however, negotiated settlements that we obtain on your behalf would resolve the entire account balance, including accrued fees and interest.

Your Trusted Partner in Debt Relief & Loan Settlement

FREED is India’s 1st debt relief company, dedicated to helping borrowers suffering from high levels of stress due to non-payment of EMIs. Our solutions are designed for those facing financial hardships and reeling under the burden of debt traps.

Our business motto is built on three pillars—empathy, passion and service—where we put the customer first. Our team goes an extra mile to negotiate with creditors on its customers’ behalf during the loan settlement process, providing a path to a debt-free life.

How Loan Settlement Works

Sign-up

The first step in your journey towards a debt-free life is signing up for FREED’s program. This involves paying an evaluation fee based on your loan amount to initiate the loan settlement process.

Evaluation

After signing up, our counselor will evaluate your loans based on your income and expenses to offer you a customized debt resolution program. This step includes a credit report check to assess your loans.

Savings

Once enrolled, you fast-track your journey by saving in an SPA account (Special Purpose Account). Each month, you will deposit a specific amount into this account. These savings will later be utilized during the negotiation stage with your lenders.

Negotiation

Once enough funds have been accumulated in your special purpose account, our dedicated team will begin negotiations with your lender to reach a settlement amount. This could result in a significant reduction in your owed amount compared to the original loan amount. Our team will handle the entire process on your behalf.

Debt-free Life Begins

The final step in your journey is when, after successful negotiations, your lender provides a settlement offer. Once you accept the offer—Congratulations! You’re Debt Free!

Take the first step today—FREED is here to guide you!

Financial & Psychological Outcomes of a Debt-free Life After Loan Settlement

FREED emphasizes its commitment to customers by promising the ultimate benefit of a debt-free life. By highlighting both financial and psychological outcomes, FREED ensures that customers understand the positive impact of becoming debt-free after the loan settlement process. Here are some key benefits one can enjoy:

Increased Savings & Investments

With no EMIs to worry about, you can save more and invest in various avenues that may lead to an increase in your overall wealth, depending on your investment returns.

Financial Freedom

No more pressure from lenders or EMI stress, you gain the freedom to manage your own money on your own terms.

Better Future Planning

After becoming debt-free with FREED, you can focus on securing your family’s future and achieving long-term financial goals with confidence.

Bye to Stress, Hi to Peace of Mind

Financial stability reduces anxiety and improves overall well-being, allowing you to focus on things that truly matter, such as personal and professional growth.