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Your Debt Free Future Awaits You!

Start your journey towards a debt-free life by systematically eliminating your debt with India’s 1st Comprehensive Debt Relief Company.

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Avg. Debt Reduction
Creditors Settled With

Are You Failing to Keep Up With Your Minimum Payments?

When it comes to paying off credit cards and high interest loans, many consumers just stick with the “minimum payment plan”. These payments are calculated on the basis of your total balance, interest rate, delinquency and other finance charges.

Here is an example on INR 300,000 credit card outstanding:

At an average annual interest of 48% and minimum monthly payment of INR 13500 , it will take you 57 months to pay off the debt and INR 4.56 Lakhs in interest charges. This brings your total on a 3 Lakhs in credit card debt to 7.56 Lakhs. 

If you are in a debt trap, there are options to come out of debt and save on your total outstanding.

Ready To Reduce Your Debt?

Reduce your outstanding debt by upto 50%*

Save just not on the debt but also on your time and effort. No more balance rotations, creditor calls or new loans to pay off loans. We understand that debt can be stressful and we are here to help you.

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With FREED, You Stay Protected at All Times. 

Also called CHPP, the Program is aimed at providing pre-litigation assistance to all FREED customers by offering them protection against unlawful collection practices from Creditors and their associates.

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How Debt Relief Works?


With AI driven algorithms and decision making, FREED analyses your debt & determines your eligibility.


Custom create your program per your budget and financial goals. 


Based on your affordability and financial analysis, subscribe to your debt relief program with FREED.


You save in your special purpose account at your own pace while FREED leads the way with your creditors.


FREED starts negotiating with your creditors as you build up your savings. The quicker you save the faster you get out of debt.


Your entire debt is settled and you are debt free!

Join FREED Now

Frequently Asked Questions

What type of debts can be enrolled?

Most of your unsecured debts (without collateral) can be enrolled. If majority of your debt load comprises of personal loans, credit card debts, consumer loans, pay day loans, peer-to-peer loans, and education loans; you can expect good outcome from the debt relief program.

Will this program affect my credit score?

Our goal is to help you get out of debt as fast as possible by negotiating with your creditors to get them to accept significantly less than face value on your unsecured debts. Debt Relief will negatively impact your credit in the short term, but your credit score starts to improve as you gradually settle your debts and are debt free.

How much will I save?

Once we have resolved your debt, the high interest rates (18% to 48% annually) and penalty and fees (up to 3-5% monthly) that have been accruing on your accounts will stop. This alone will free up a lot of disposable money that you can save towards building a bright future for your family. Additionally, the fees we charge our clients for the Debt Relief program are affordable and performance based. On an average, our clients save up to 50% on their enrolled debt.

Who controls my savings money?

You do, we ensure that you are in control of the entire process, we want you to be on top of your game. The special purpose account is set up in your name, and the money in the account is yours.  The accumulated savings in the account are available to you anytime and it is only with your authorization that any movement of the money happens. FREED fees are charged only when a settlement is achieved.

India’s First Debt Relief Option

An ISO 27001 Certified Company

No Upfront Fee

Why Debt Relief ?

Flexibility You Need

We understand the difficult circumstances that can throw personal finances out of gear. Hence, every program is personalised keeping in mind your budget & financial goals.

Credit Worthy Future You Need

By helping you eliminate your debt, a debt relief program ensures that you build your credit worthiness for your future credit needs.

Need To Talk To A Debt Counsellor?

Request A Callback

How Much Does Debt Relief Cost?

You start your program with a monthly commitment as low as INR 649.

You pay 10% fee of your enrolled debt when we negotiate and settle with your creditor. You don’t pay until we perform.

What is included in FREED’s monthly subscription?

  • SPA Management
  • Harassment Protection
  • Pre-Litigation Support
  • Relationship Manager
  • Creditor Communication
  • Free Credit Report
  • Monthly Budgeting 
  • Regular Counselling
  • Creditor Payout
  • Client Dashboard
Create your program

Customer Testimonials

Team at FREED has been very professional in their approach, their CHPP program helped me great deal to manage my creditors. I saved significantly on my debt as well.

Siddharth Kumar
Corporate Leader

” I got my first debt settled within 4 months of enrolling with FREED. I recommend FREED for its great support and structured approach to get you out of debt”

IT Professional

” The best part of FREED program is that you will be assigned a Relationship Manager, she personally handled my creditors when I was under tremendous pressure. Its a 5 star experience for me”

Suvadeep Dutta
IT Professional

I was harassed by the creditors, they did not understand my concern. FREED team handled my calls many times. I found FREED when I was in need. Now I am debt free, thank you FREED!

Kumar Ramesh Polu

Support from FREED is very good. On business days you can call and get your doubt clarification very well. They always response in positive way. The service is very good I was having problem with my credit card and FREED helped me to resolve that very well.

Murli Krishna
Process Associate

I have checked with other companies for resolving my debt but other companies were charging more, and even doing fake advertisements. Compared to all other debt settlement companies in India, I found Freed was the best as they did what they promised.

Business Owner

I was surfing on Facebook in May, I saw FREED’s ad about helping customers to get out of the debt trap. I was already in a debt trap. In lockdown, I used my cards and was not able to pay due to salary cut and I started receiving calls from creditors for payment. I didn’t know to handle the situation. After I enrolled in Freed program my account manager Mr Ajay took care of harassing creditors’ call, supported me for settlement and helped me become debt-free. After 7 months, I am almost free from debt and I am thankful to Freed. Friends if anyone getting harassment calls kindly enroll in this program. One thing I like that they have all account managers for different languages. I am from Tamil Nadu so Mr. Ajay spoke to me in Tamil. I would specially like to thank Ajay and the team for the support.

Dharshan Kumar S

I really appreciate Freed’s team and I basically want to mention few names- Mr. Parth and Mr. Vikash. I want to thank Freed because during lockdown I lost my job, then I came to know about freed and they supported me a lot.

Soleman Kabir

Tremendous Approach. They will clear each and every steps. 5 stars, best customer service. I really appreciate all the efforts from FREED . From customer service department, he put on solving my issue. I was pleasantly surprised. Great work! The FREED team represents among the highest levels of customer service I have experienced. Information was accurate, responses to queries were turned around very fast. Answers were clear and where necessary detailed enough for us to make informed decisions quickly. Thank You very much for the valuable support.

Srinivasan G
IT- Senior Associate

Yes, CHPP helped me a lot, anytime, every time. The service is 10/10. They helped me many times. Whenever Ii faced problem against collection agency, they helped me.

Nitish Dutta
Software Engineer

Have More Questions? Call us at 0124-666-3666 


“It is in your moments of decision that your destiny is shaped” – Tony Robbins

Ready to be debt-free? Make your move!

Let the experts handle the rest. We get it, you are busy & stressed, but you also want your finances to be in order. So, subscribe, save, and sit back; we will negotiate for you and bring the best offers on the table. We’ve got your back.

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