Everything was going well in my life until I hit a mid-life crisis when I was laid off by my last company due to the recession in the market. I have a family of six, and I am the single earner. I also had multiple personal loans to repay. I felt hopeless until one of my friends at the office suggested I reach out to FREED. I had serious doubts because it was a significant personal issue. However, when I contacted them, they quickly understood my situation and expressed their willingness to help. For me, FREED was like a companion who not only assisted me but also provided valuable financial advice based on my needs and goals, enabling me to lead a debt-free life. As I write this, I have no outstanding debts, and I've even secured a new job. I give all the credit for this transformation to FREED, and I mustn't forget to mention my friend who recommended reaching out to them.

My business shut down during Covid. But whose didn't, right? I had spent all my life savings on it in 2018 and it was finally giving me some returns when the first lockdown happened. I tried my best to budget whatever little savings I had. My wife kept telling me it'll be okay and the lockdown will soon be over. Then she got the virus and left me with our two kids. By the time the lockdown was lifted, I was broken and had a huge debt load due to my wife's medical treatments. I spent the next few months trying to pay one credit card bill with another. When I found out about FREED from a friend who had seen them on social media, I was lost and thought no one could help me. I had nothing to lose but they promised me a debt-free future. I started the journey with some hope. Things really started changing for me when my first debt.

I had created two realities within my world. One was right in front of me, my children laughing in the living room. And the other was on my phone, the collection agent’s call. He was calling me names, told me how worthless I was, and how he would come to sit in my living room with my kids till I paid up. By the end of that call, I was ready to send my children to their Nani’s house indefinitely. Honestly, I can’t even remember how I came across FREED at that point. I barely remember anything from the constant stress. But I remember what happened once I enrolled with FREED. I vividly remember that same collection agent calling me one morning at work. I decided I’ll let the FREED team handle it. And they did. It still took me over 4 years to become debt free, but the day FREED took that collection agent’s call I was finally free from the constant harassment and stress.

In 2017, joy filled our lives with the arrival of our newborn daughter. My wife happily said, “Ghar pe Laxmi ji ayi hai” (Laxmi, the goddess of wealth, has come home). However, the initial happiness faded as expenses grew, leading to financial challenges. Enjoying the convenience without considering the consequences. As EMI payments piled up, I resorted to personal loans. Reality hit hard after a few months – drowning in debt, missing payments, and a falling credit score. Collection agents’ calls became a daily reminder of the financial mess that I was in. Worried about this situation, my wife suggested moving back to her mother’s house. While scrolling through Facebook that day, I discovered an ad that led me to FREED’s website. Taking a leap of faith, I connected with their counselor, and after 23 months, I emerged debt-free, a weight lifted off my shoulders.