Taking a new loan?
Check your EMI score
Know your
EMI burden
No impact on
credit score
FREE of
cost
Watch this video before you take another loan
- Will I be able to comfortably pay the new loan back?
- How much will I save after a new loan?
- Is my income enough to take another loan?
How is your EMI score
calculated?
Savings
How much you save every month.
Monthly EMIs
Your current EMI commitment
Existing Loans
How much you currently owe.
Income
How much you earn every month
Who can benefit from EMI Score?
Who can benefit from EMI Score?
Have one or
more active
loans
Want to know
how you can save
more every month
More than 30%
salary goes into
EMIs.
Are planning to
apply for another
loan
3 simple steps to check your EMI Score
3 simple steps to check your EMI Score
Step 1
Share basic details
Tell us about your existing loans, EMIs, savings and income.
Step 2
EMI analysis
Our data backed machine, analyses your details on different parameters
Step 3
Know your EMI Score
Get your EMI Score along with solutions to improve it
What will EMI Score tell you?
Healthy
Your loan commitments are well within your capacity.

80–100
Moderate
Your finances are manageable, but there's room to improve.

50-79
High Risk
Your EMIs may be putting unnecessary pressure on your monthly budget.

0-49
Credit Score & EMI Score
Credit Score
For Banks- Built for lenders
- Looks at your borrowing history
- Helps banks evaluate loan applications
Score Range
300 – 900
EMI Score
For You- Built for borrowers
- Looks at your current financial health
- Helps you manage loans better
Score Range
0 – 100
Frequently asked questions
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