Taking a new loan?
Check your EMI score

Know your
EMI burden

No impact on
credit score

FREE of
cost

Download the App

Watch this video before you take another loan

  • Will I be able to comfortably pay the new loan back?
  • How much will I save after a new loan?
  • Is my income enough to take another loan?
Check EMI Score Now

How is your EMI score
calculated?

Savings

How much you save every month.

Monthly EMIs

Your current EMI commitment

Existing Loans

How much you currently owe.

Income

How much you earn every month

Who can benefit from EMI Score?

Have one or
more active
loans

Want to know
how you can save
more every month

More than 30%
salary goes into
EMIs.

Are planning to
apply for another
loan

3 simple steps to check your EMI Score

Step 1

Share basic details

Tell us about your existing loans, EMIs, savings and income.

Step 2

EMI analysis

Our data backed machine, analyses your details on different parameters

Step 3

Know your EMI Score

Get your EMI Score along with solutions to improve it

Check EMI Score Now

What will EMI Score tell you?

Healthy

Your loan commitments are well within your capacity.

Healthy EMI score range
80–100

Moderate

Your finances are manageable, but there's room to improve.

Moderate EMI score range
50-79

High Risk

Your EMIs may be putting unnecessary pressure on your monthly budget.

High Risk EMI score range
0-49

Credit Score & EMI Score

Credit Score
For Banks
  • Built for lenders
  • Looks at your borrowing history
  • Helps banks evaluate loan applications
Score Range
300 – 900
EMI Score
For You
  • Built for borrowers
  • Looks at your current financial health
  • Helps you manage loans better
Score Range
0 – 100

Frequently asked questions

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