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Indian woman comparing credit card options on phone based on score

Debt Management

Which Credit Card Can You Get Based on Your CIBIL Score?

The type of credit card you may be eligible for depends on several factors, including your CIBIL score, income, employment profile, and the issuing bank's eligibility criteria. In general, higher scores improve your chances of qualifying for a wider range of unsecured credit cards, while lower scores may make secured or FD-backed cards a more practical option.

By Mohit Juneja | 22 July 2026

Debt Relief in India: A Complete Guide

Debt Management

Debt Relief in India: A Complete Guide

Debt relief is not about avoiding responsibility. It is about finding a structured, legal path through a situation where repaying in the original terms has become genuinely impossible. This guide covers every debt relief option available in India, who each option is for, and how to navigate the process.

By FREED India | 22 July 2026

Laptop screen showing a credit score meter with text explaining what a hard enquiry is and how it affects your credit score.

Debt Management

What is a Hard Enquiry and How it Affects Your Credit Score

Understand the new RBI guidelines on credit score updates and hard enquiries. Learn how to protect your credit score and monitor your report effectively.

By FREED India | 22 July 2026