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Loan Recovery Rules: Your Rights When Bank Agents Contact You

Debt Management

Loan Recovery Rules: Your Rights When Bank Agents Contact You

RBI's loan recovery rules protect you from harassment. Know what agents can and cannot do, how to document violations, and how to file a free complaint with the RBI Ombudsman.

By FREED India | 1 July 2026

Lok Adalat Loan Settlement: How to Use It to Resolve Bank Disputes

Debt Management

Lok Adalat Loan Settlement: How to Use It to Resolve Bank Disputes

Lok Adalat loan settlement is free, legally binding, and resolved in a single session. Learn who qualifies, how to apply, and what it means for your CIBIL score.

By FREED India | 1 July 2026

How to Handle Bank Recovery Agents: Know Your Rights

Debt Management

How to Handle Bank Recovery Agents: Know Your Rights

How to avoid bank recovery agents means knowing the RBI rules that limit what agents can do, and using those rules to protect yourself when calls, visits, or threats cross the line. The law gives you rights and options if recovery activity crosses the line. You don't have to accept every call, every visit, or every threat. The law gives you tools to push back. This article tells you exactly what they are.

By FREED India | 1 July 2026