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Balance Transfer

RBL Balance Transfer lets eligible borrowers move outstanding credit-card dues or refinance an existing personal loan with RBL, potentially at different repayment terms or a lower rate. It works differently depending on what you're transferring: card dues convert to a fixed EMI, an approved personal-loan transfer can replace an existing loan with a new RBL loan. It doesn't clear your debt, it changes who you owe and on what terms.

By Mohit Juneja | 13 August 2026

CIBIL Score

Experian vs CIBIL score comes down to one direct answer: no, they're not the same number, even though both are generally quoted on a 300 to 900 scale, per RBI's licensed bureaus. Experian and TransUnion CIBIL are 2 separate, RBI-licensed credit bureaus, each running its own scoring model on slightly different data, so the same person can show a different number on each.

By Mohit Juneja | 13 August 2026

Debt Management

Debt grows quickly. One unplanned loan, one impulsive buy, and one missed saving add up over time. These 10 strategies to avoid debt show you exactly how to avoid falling into debt before it forms.

By FREED India | 13 August 2026