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Balance Transfer

ICICI Credit Card Balance Transfer lets you move outstanding dues from another bank's credit card onto your ICICI card at a lower interest rate for a fixed EMI period. You can transfer up to ₹3 lakh if you meet ICICI's eligibility criteria. It does not clear your debt, it changes who you owe and on what terms.

By Mohit Juneja | 12 August 2026

Balance Transfer

RBL bank credit card balance transfer moves the outstanding dues from any other bank's credit card onto an RBL card, then repays that amount as a fixed EMI at a lower rate. The interest isn't charged on the full original amount for the whole tenure. It's calculated on a reducing balance, so what you owe drops each month and the interest charged drops with it. Eligibility comes down to three things: being the primary cardholder, a clean repayment record, and enough available credit limit to fit the transfer.

By Mohit Juneja | 12 August 2026

Debt Management

Your credit report can contain errors, fraud, or outdated information you don't know about. Here's why checking it regularly protects your CIBIL score and your access to future credit.

By FREED India | 12 August 2026