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Debt Management

Loans for a 500 credit score are possible but limited. Banks mostly reject applicants below 600. NBFCs and lending apps may approve smaller amounts at high interest, often 24 to 36% a year. Secured loans against gold or FD work better. Fixing the score first is usually cheaper than borrowing around it.

By Mohit Juneja | 21 July 2026

Debt Management

A credit card minimum payment calculator estimates how long it takes to clear your balance, and how much interest you'll pay, if you only pay the Minimum Amount Due each month. For most Indian cardholders, that timeline runs into years, not months, because interest keeps compounding on what's left.

By Mohit Juneja | 21 July 2026

Debt Management

Struggling with credit card dues, personal loan EMIs, or multiple debts you cannot manage? You are not alone -- and there is a legal, structured way out. This guide covers every debt help option available in India and how to choose the right one for your situation.

By FREED India | 21 July 2026