Your go-to resource for financial wellbeing

Your resource for financial wellbeing

Our Latest Blogs

Latest Blogs

Debt Management

Understanding the Grace Period for Credit Card Payments

Learn how to use the credit card grace period to your advantage. Avoid interest charges and manage your payments smartly to enjoy interest-free credit and maximise rewards.

By FREED India | 22 July 2026

Illustration explaining FOIR calculation with different loan types including home loan, car loan, business loan, personal loan, and credit card debt.

Debt Management

Understanding FOIR and Its Significance on Loan Eligibility

Applied for a loan and got rejected even though your salary is decent? FOIR might be the reason. Here is everything you need to know about this one calculation that banks quietly use to judge every loan application.

By FREED India | 22 July 2026

Myth versus fact image showing two men holding signs, representing clarification of common misconceptions about credit score, loans, or debt settlement.

Debt Management

Think Debt Relief is a scam? Debunking common myths and misconceptions

Heard that debt relief companies are all frauds? Or that only rich people can get debt-free? These are myths and they're stopping real people from getting real help. Let's bust them one by one.

By FREED India | 22 July 2026