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Featured Blog
Debt Settlement

By Mohit Juneja | 30 October 2026

Is Debt Settlement Worth It? Pros, Cons and When It Makes Sense

Is loan settlement worth it depends entirely on your situation. Settlement means your bank or NBFC (non-bank financial company) agrees to settle your loan for less than the full amount you owe. It clears the debt. But it leaves a "Settled" mark on your CIBIL (credit score) report for up to 7 years. For people who genuinely cannot repay due to a real financial difficulty, it can be the most practical way out. For people who can still manage their EMIs, it usually is not.

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Recommended Reads

Challenges & Opportunities in the Indian Debt Relief Market
By Mohit Juneja | 30 October 2026

Challenges & Opportunities in the Indian Debt Relief Market

India has a ₹3+ lakh crore stressed unsecured debt problem and almost no consumer-friendly way to resolve it. Here's why that gap exists, what it costs borrowers, and how platforms like FREED are changing that.

India Against Toxic Debt-Trap! Powered by Freed!
By Mohit Juneja | 30 October 2026

India Against Toxic Debt-Trap! Powered by FREED!

Instead, FREED has launched a debt relief program under which it guides and helps you save your money, which will help you get out of toxic debt forever.

Choose Freed
By Mohit Juneja | 30 October 2026

Why Choose FREED? Here's What Makes Us Different

Hundreds of people struggling with debt reach out to FREED every month. But why FREED specifically? This blog gives you honest, clear answers — so you can make the right decision for your financial future.

What role does a loan settlement agency play in debt settlement?
By Mohit Juneja | 30 October 2026

What role does a loan settlement agency play in debt settlement?

Some loan settlement agencies also provide litigation assistance associated with loan settlement to their clients. FREED, for instance, aims to provide complete financial freedom to its clients.

Latest Articles

Debt Settlement
By Mohit Juneja | 30 October 2026

Is Debt Settlement Worth It? Pros, Cons and When It Makes Sense

Is loan settlement worth it depends entirely on your situation. Settlement means your bank or NBFC (non-bank financial company) agrees to settle your loan for less than the full amount you owe. It clears the debt. But it leaves a "Settled" mark on your CIBIL (credit score) report for up to 7 years. For people who genuinely cannot repay due to a real financial difficulty, it can be the most practical way out. For people who can still manage their EMIs, it usually is not.

Challenges & Opportunities in the Indian Debt Relief Market
By Mohit Juneja | 30 October 2026

Challenges & Opportunities in the Indian Debt Relief Market

India has a ₹3+ lakh crore stressed unsecured debt problem and almost no consumer-friendly way to resolve it. Here's why that gap exists, what it costs borrowers, and how platforms like FREED are changing that.

India Against Toxic Debt-Trap! Powered by Freed!
By Mohit Juneja | 30 October 2026

India Against Toxic Debt-Trap! Powered by FREED!

Instead, FREED has launched a debt relief program under which it guides and helps you save your money, which will help you get out of toxic debt forever.

Choose Freed
By Mohit Juneja | 30 October 2026

Why Choose FREED? Here's What Makes Us Different

Hundreds of people struggling with debt reach out to FREED every month. But why FREED specifically? This blog gives you honest, clear answers — so you can make the right decision for your financial future.

What role does a loan settlement agency play in debt settlement?
By Mohit Juneja | 30 October 2026

What role does a loan settlement agency play in debt settlement?

Some loan settlement agencies also provide litigation assistance associated with loan settlement to their clients. FREED, for instance, aims to provide complete financial freedom to its clients.

What happens when you default?
By Mohit Juneja | 30 October 2026

What happens when you default?

A loan recovery procedure is started by the lending institution when a borrower is unable to make loan payments. RBI loan recovery policies ensure that the process benefits the lender and that the borrower's legal obligations and rights are upheld.

The Rights Of A Borrower: What Happens When You Default On Unsecured Loans?
By Mohit Juneja | 30 October 2026

The Rights Of A Borrower: What Happens When You Default On Unsecured Loans?

The first step in this journey to debt relief and financial freedom is awareness. Many who find themselves stuck in the debt loop are simply unaware of their rights as a borrower.

Credit Score: Stay One Step Ahead For Your Finances
By Mohit Juneja | 30 October 2026

Credit Score: Stay One Step Ahead For Your Finances

The credit score is the number that lenders use to determine if they should lend money to a borrower. Ranging between 300-900, the score represents the creditworthiness of a borrower.

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