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Debt Settlement

Debt settlement is when a bank or NBFC agrees to accept a reduced lump sum as full and final payment instead of the full amount owed. When you owe several creditors, settlement still happens one account at a time, and the order you choose changes how much damage builds up while you wait.

By Mohit Juneja | 3 September 2026

Personal Finance

A debt payoff planner is a simple plan that lists every debt you owe and sets the order to pay them off in. It tells you which debt gets your extra money first, while you keep paying the minimum on everything else, until each one is cleared.

By Mohit Juneja | 3 September 2026

Debt Management

Make this new financial year different - set one financial goal, do a financial review, and turn resolutions into real action.

By FREED India | 2 September 2026