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Loan Settlement

SARFAESI Act is a law that lets banks and financial institutions recover dues on secured loans, like home loans or loan against property, by taking possession of the pledged asset without first going to court. It applies only when a loan has a specific asset backing it, not to personal loans or credit cards. Borrowers still get a notice period and the right to object before anything is taken.

By Mohit Juneja | 27 August 2026

Debt Management

Not sure about the monthly absence of your salary? The most straightforward budgetary guideline is the 50-30-20 rule, which is effective even for people with little incomes. This monthly budget rule is simple to begin with, regardless of whether you're just learning the fundamentals of budgeting or need a detailed explanation of the 50 30 20 rule. Here's how to apply this personal budgeting guideline, which is specific to the 50 30 20 rule in India, beginning this month.

By FREED India | 27 August 2026

Debt Management

A degree in finance is not required for effective money management. It calls for a few habits that must be followed month after month. These seven have the greatest impact.

By FREED India | 27 August 2026