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Credit Score

Equifax credit report is a record of your credit history maintained by Equifax Credit Information Services, one of India's four RBI-licensed credit bureaus. It lists your loan and credit card accounts, your repayment record, and every lender enquiry (query made when checking someone's creditworthiness) against your name, alongside your Equifax score (300–900).

By Mohit Juneja | 31 August 2026

Debt Management

Six strategies to prevent overspending include keeping track of expenditures, using cash rather than credit cards, and paying off debt from impulsive purchases. Easy money advice.

By FREED India | 31 August 2026

Credit Score

CIBIL is Credit Information Bureau (India) Limited, the country's oldest credit bureau, now operating as TransUnion CIBIL. It collects your loan and credit card repayment data from banks and NBFCs every two weeks and turns it into your CIBIL score, a 3-digit number between 300 and 900 that lenders check before approving any loan or card.

By Mohit Juneja | 31 August 2026