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How to increase cibil score

Credit Card

Can I Increase My Credit Card Limit?

Yes, you can. But should you? And how? This guide covers every way to get a credit card limit increase in India, what banks look at before saying yes, and when asking for more limit is actually a bad idea.

By Mohit Juneja | 27 August 2026

Does Debt Relief Affect Your Credit Score?

Debt Management

Does Debt Relief Affect Your Credit Score?

Yes, but the answer is more nuanced than most people think. The type of debt relief matters enormously. And for most people already in default, the score impact of debt relief is significantly less than the impact of continuing to do nothing. Here is exactly what happens to your CIBIL score under each type of debt relief and what to do about it.

By Mohit Juneja | 27 August 2026

Credit card statement showing total amount due and minimum amount due, representing credit card debt, repayment planning, and payment decisions.

Debt Management

Paying Minimum Due on Your Credit Card? Read This First.

Paying only the minimum due feels like a relief but it could be quietly trapping you in debt. Find out what it really costs you and what you should do instead.

By FREED India | 27 August 2026