Your go-to resource for financial wellbeing

Your resource for financial wellbeing

Our Latest Blogs

Latest Blogs

Debt Management

Begin Your Debt-Free Journey - A Practical Guide for 2026

Create a budget, pay off high-interest debt first, and make debt payback non-negotiable to get started on the correct path to debt freedom.

By FREED India | 31 August 2026

Indian man looking at CIBIL report showing DBT doubtful asset status, worried expression, flat navy and orange illustration

Loan Settlement

DBT in CIBIL: What 'Doubtful' Asset Status Means and How to Come Back from It

DBT in CIBIL stands for Doubtful Asset, a classification banks use for loans that have been Non-Performing Assets (NPAs) for more than 12 months. When your CIBIL report shows DBT, it means your lender has officially categorised your loan as doubtful of recovery. It sits one step below Sub-Standard (SUB) and one step above Loss (LSS) on the RBI's asset classification scale. It seriously damages your CIBIL score and blocks access to new credit until it's resolved.

By Mohit Juneja | 31 August 2026

Indian man tracking CIBIL dispute status on laptop, credit report with error highlighted, flat navy and orange illustration

Credit Score

CIBIL Dispute Status: What Each Status Means and How to Track It

CIBIL dispute status shows where your credit report correction request currently stands. After you file a dispute on the CIBIL website, the system assigns a status, such as Pending, Under Review, or Resolved, that updates as your lender responds. Each status tells you something specific: whether CIBIL has received the dispute, whether the lender has replied, and whether the error has been fixed or rejected.