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Our Latest Blogs
Latest Blogs
Credit Score
STD in CIBIL Report: What 'Standard' Account Status Means
STD stands for "Standard," the account status shown next to a loan or credit card when payments are on time or overdue by less than 90 days. It's the healthiest status a credit account can carry. You'll find it in the Asset Classification or Account Status section of your report.
By Mohit Juneja | 25 August 2026
How to Choose a Credit Counseling Agency: 7 Things to Check
A credit counseling agency reviews your debt and income and helps you build a plan. It doesn't lend money. It can't erase what you owe or fix your credit report on command. Before you hand over your financial details to one, check these seven things first.
By Mohit Juneja | 25 August 2026
Debt Settlement
Debt Settlement for Multiple Creditors: How to Prioritize
Debt settlement is when a bank or NBFC agrees to accept a reduced lump sum as full and final payment instead of the full amount owed. When you owe several creditors, settlement still happens one account at a time, and the order you choose changes how much damage builds up while you wait.
By Mohit Juneja | 25 August 2026
