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Debt Management

How to Correct CIBIL Score Errors

Learn how to correct CIBIL score errors step by step: spot mistakes, raise a dispute, gather evidence, and track resolution the right way.

By FREED India | 14 July 2026

Indian borrower comparing loan offers on phone with low credit score warning, poor credit loans

Debt Management

Loans for poor credit score: what they cost and when to avoid them

Loans for poor credit score are personal loans, NBFC loans, or secured loans offered to borrowers with a low credit history, usually at a higher interest rate to offset the lender's risk. They exist and are legal, but the real cost is often much higher than it first looks.

By Mohit Juneja | 14 July 2026

Indian family sitting together reviewing a bank recovery notice after a death, loan liability

Debt Management

Recovery of loan after death of principal borrower: what the law says

Recovery of loan after death of principal borrower happens when a bank pursues repayment from the deceased person's estate, and from any co-borrower or guarantor, after the original borrower passes away. Legal heirs are generally liable only to the extent of the assets they inherit from the deceased, unless they separately signed as co-borrowers or guarantors.

By Mohit Juneja | 14 July 2026