Blog-mobile

Your resource for financial wellbeing

Latest Blogs

Person calculating their credit card minimum due and true interest cost

Credit Card

Credit Card Minimum Due Calculator: The True Cost

A credit card minimum due calculator works out the smallest amount you're required to pay each month, usually a percentage of your outstanding balance plus certain charges, and shows what paying only that amount actually costs you in interest over time, which is almost always far more than it first appears.

By Mohit Juneja | 1 September 2026

Person checking their Experian credit score on a mobile app in India

Credit Score

Experian Credit Score App India: How to Check Yours

An Experian credit score app is any platform that pulls your credit report specifically from Experian, one of the four licensed credit bureaus in India, rather than TransUnion CIBIL. Several apps and platforms offer access to an Experian score, either for free or for a fee. FREED's Credit Insights is one such paid option.

By Mohit Juneja | 1 September 2026

Person reviewing their CIBIL report to check if a loan account can be removed

Credit Score

How to Remove a Loan Account From CIBIL

Removing a loan account from CIBIL is possible only in specific situations, mainly when the entry is genuinely wrong, duplicated, or still shown as active after being closed. A correctly reported settled or written-off account cannot be removed early; it stays for up to 7 years by design.

By Mohit Juneja | 1 September 2026