AAZAADI AAPKI

GUARANTEE HUMARI…

Fee lenge tab, settlement offer milega jab…

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Kya aap apna debt nahi chuka paa rahe?

You are at the right place. With our help and your savings we will help you settle your debt.
The best thing... We don't charge a fee till you get the settlement.

Yeh hai asli Aazaadi

Check Eligibility

Resolve your Debts with

FREED’s Debt
Resolution Program

  • Self save model
  • Customized Plan
  • Pay our fee only when you are debt-free

(This is NOT a LOAN; you pay off the Debt with the
money you save in your SPA*Account)

Get Started
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6 steps to a debt-free zindagi

Step 1
1
We Evaluate
Our app analyzes your debt and checks your eligibility.
step-2
2
We Budget
We customize a program to your budget and goals.
step-3
3
You Sign-up and pay
Begin your journey with us with a one time processing fee.

YOUR DASHBOARD: You get a login to track your debt-relief journey

step-4
4
You Save
You will save money every month from your Savings into a Special Purpose Account (SPA)* created in your name. Remember, there is NO LOAN, the money is debited from your Savings Bank and goes in your SPA every month.This is your money, your account and the money is safe at all times.
step-5
5
We Negotiate
Once you have saved enough money over a few months, we work with creditors to reduce your debt and get you a settlement offer.

THIS IS WHERE WE CHARGE A FEE. It is 15% of your enrolled debt..

step-6
6
You’re FREED
You pay off the final amount by the date given in the settlement letter to be FREED from Debt.
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1

How to handle
collection calls

2

What are the rights
of the lenders

3

What are your
rights

4

Respond to legal
notices and more

We are there to help, always!

Debt GONE, Happiness ON!

Check if you qualify

Your Credit Card Debt

₹0

Your Personal Loan Debt

₹0

Have you missed any Loan EMI/Payment in the last 30 days?

Without FREED
With FREED

Total Est. Savings

₹0

Debt Free In

1 Months
You can save upto 0%* on your debt
*Debt Repayment without FREED is calculated assuming a minimum payment of 5% on Credit Cards and existing Personal loan outstanding. The estimated repayment of the total enrolled debt is calculated at 45%.

Aapki Journey, Humara Saath

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Aapke Sawaal, Humare Jawaab

Following enrollment in FREED's Debt Resolution Program, you set it aside a fixed amount every month in a Special Purpose Account managed by India's leading Trusteeship firm. The amount you save each month is determined during your initial consultation and is based on your affordability, your total enrolled debt and your financial goals. As your savings build, we work with your creditors and collectors to reach agreeable settlements on each of your accounts. Once a creditor settlement has been negotiated you will be contacted to authorize it prior to payment. This process will be repeated until you are debt-free.

FREED’s Debt Resolution program is a great choice for people with high levels of unsecured debt and if they are in a financial hardship due to a job loss, pay cuts, medical emergencies, etc. If you are behind on your credit card or loan payments and are struggling with your personal finances while the balance on your loans/credit cards keep growing, then our program could be right for you.

Yes, 100%. Debt settlement is absolutely legal. Currently in India, there are no consumer-friendly debt relief options for people struggling with debt. FREED was founded to solve this massive problem. Our mission is to provide debt relief solutions and services and financial literacy to debt burdened customers to enable them to reduce and eliminate debt, build wealth and achieve financial freedom. Moreover, we charge our service fee for the Debt Resolution Program only when we settle your debt, you don’t pay if we don’t settle, it is as simple as that!

No. FREED or for that matter anyone, cannot guarantee a certain percentage on your settlements. Every creditor and account are unique, and we cannot predict as to how the negotiations will pan out. Furthermore, the success of our negotiations is highly dependent on you keeping your end of the bargain as well, by making regular monthly payments into your Special Purpose Account. This is a teamwork and we need your full cooperation to achieve the best results for you.

FREED has partnered with Flashaid to provide comprehensive health coverage of up to ₹2 Lakhs. Members can benefit from streamlined enrollment, flexible plans tailored to individual health needs, and cashless claims at designated network hospitals.

Disclaimer

*Please note that clients who are able to stay in the program and get their debts settled realize approximate savings of 50% before our fees and 35% including our fees. All claims are estimates and are based on the enrolled debts and the program tenure. Not all clients are able to complete their program for various reasons, including their ability to keep up with the program payments and save sufficient funds. Not all debts are eligible for enrollment in the Debt Resolution program. FREED doesn’t recommend enrollment in a Debt Resolution Program unless there is a genuine financial hardship experienced by a client leading to non-payment of dues.

There is no guarantee that your debts would be resolved within a specific period of time or they would be lowered by a specific amount or percentage. We do not assume your debts, make monthly payments to your creditors or provide tax, accounting or legal advice. Please read and understand all program details prior to enrollment. Enrolling in the Debt Resolution Program will have an adverse impact on your credit rating and may result in you being subjected to aggressive collection measures or even being sued by creditors. The accounts you enroll may continue to accrue fees and interest, however, negotiated settlements that we obtain on your behalf would resolve the entire account balance, including accrued fees and interest.