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Move on from your debt

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This Valentines Day, we want you to move on.

We want you to move on and away from the emotional stress, and move on in the direction of financial freedom and a debt-free life that it brings. It might not be easy but it is possible. Let us tell you how. Here are four steps to help you resolve your debt ;

1. Stop Borrowing More Money: The first and most important step towards financial freedom is to stop taking on new debts. Accumulating more debt only increases your financial liabilities, making it harder and longer to become debt-free. To break the cycle, refrain from borrowing any more money.

2. Track Your Spending: Understanding where your money is going is the fundamental aspect of managing debt. This becomes even more crucial when you're already in debt. Carefully tracking your spending can help you identify areas where you can cut unnecessary expenses, allowing you to redirect those funds toward debt repayment.

3. Monthly Budgeting: Once you've gained insight into your spending habits, it's time to create a monthly budget. Budgeting helps you plan and allocate your resources more effectively. During this process, you'll identify unnecessary expenditures that can be eliminated and the money saved can be used to repay your loans.

4. Start Making Payments To Your Creditors: Once your monthly budget is in place, you will be in a position to carefully save even if it is bit by bit. You can negotiate with your creditors on repayment terms and, if possible, seek favorable adjustments to your debt. You can utilize these small savings you have built over time to pay towards resolving and eventually knock off your debts one by one.

While the process can be overwhelming, the result will surely bring you a smile and a sense of relief similar to what you may experience after a tiring journey. Some journeys become easier with companions. FREED, is with you in every step of the way. Our dedicated debt counselors are ready to help you move on. Place your trust in our expertise and get ready to move on and break up your toxic relationship with debt this Valentine's.

Need to talk to a Debt Counsellor?
Have more questions? Call us at

0124-666-3666