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Featured Blog
CIBIL report account information table showing loan and payment history

By Mohit Juneja | 3 November 2026

CIBIL Report Details: What Each Section Means

Your CIBIL Report combines your CIBIL Score with personal, contact, employment, account and enquiry information. The Accounts and Enquiries sections contain the credit-behaviour information used to calculate your score, while the other sections help identify and contextualise your credit profile. The report brings together your identity, employment and credit information. Your CIBIL Score is calculated from credit-behaviour information, particularly the Accounts and Enquiries sections.

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Recommended Reads

Indian man tracking CIBIL dispute status on laptop, credit report with error highlighted, flat navy and orange illustration
By Mohit Juneja | 3 November 2026

CIBIL Dispute Status: What Each Status Means and How to Track It

CIBIL dispute status shows where your credit report correction request currently stands. After you file a dispute on the CIBIL website, the system assigns a status, such as Pending, Under Review, or Resolved, that updates as your lender responds. Each status tells you something specific: whether CIBIL has received the dispute, whether the lender has replied, and whether the error has been fixed or rejected.

Indian professional reviewing Axis Bank credit card minimum due calculation on statement.
By Mohit Juneja | 2 November 2026

Axis Bank Credit Card Minimum Due: How It's Calculated

Axis Bank credit card minimum due is the smallest amount you must pay by the due date to avoid late fees. It is generally calculated as 2% of any EMI or cash withdrawal amount, plus 100% of fees, interest, taxes, and over limit charges, subject to a floor of ₹100, though the exact formula can vary by card and is worth confirming on your own statement. Paying only this amount keeps your account active, but the rest carries forward at high interest.

Debt Settlement
By Mohit Juneja | 30 October 2026

Is Debt Settlement Worth It? Pros, Cons and When It Makes Sense

Is loan settlement worth it depends entirely on your situation. Settlement means your bank or NBFC (non-bank financial company) agrees to settle your loan for less than the full amount you owe. It clears the debt. But it leaves a "Settled" mark on your CIBIL (credit score) report for up to 7 years. For people who genuinely cannot repay due to a real financial difficulty, it can be the most practical way out. For people who can still manage their EMIs, it usually is not.

Challenges & Opportunities in the Indian Debt Relief Market
By Mohit Juneja | 30 October 2026

Challenges & Opportunities in the Indian Debt Relief Market

India has a ₹3+ lakh crore stressed unsecured debt problem and almost no consumer-friendly way to resolve it. Here's why that gap exists, what it costs borrowers, and how platforms like FREED are changing that.

Latest Articles

CIBIL report account information table showing loan and payment history
By Mohit Juneja | 3 November 2026

CIBIL Report Details: What Each Section Means

Your CIBIL Report combines your CIBIL Score with personal, contact, employment, account and enquiry information. The Accounts and Enquiries sections contain the credit-behaviour information used to calculate your score, while the other sections help identify and contextualise your credit profile. The report brings together your identity, employment and credit information. Your CIBIL Score is calculated from credit-behaviour information, particularly the Accounts and Enquiries sections.

Indian man tracking CIBIL dispute status on laptop, credit report with error highlighted, flat navy and orange illustration
By Mohit Juneja | 3 November 2026

CIBIL Dispute Status: What Each Status Means and How to Track It

CIBIL dispute status shows where your credit report correction request currently stands. After you file a dispute on the CIBIL website, the system assigns a status, such as Pending, Under Review, or Resolved, that updates as your lender responds. Each status tells you something specific: whether CIBIL has received the dispute, whether the lender has replied, and whether the error has been fixed or rejected.

Indian professional reviewing Axis Bank credit card minimum due calculation on statement.
By Mohit Juneja | 2 November 2026

Axis Bank Credit Card Minimum Due: How It's Calculated

Axis Bank credit card minimum due is the smallest amount you must pay by the due date to avoid late fees. It is generally calculated as 2% of any EMI or cash withdrawal amount, plus 100% of fees, interest, taxes, and over limit charges, subject to a floor of ₹100, though the exact formula can vary by card and is worth confirming on your own statement. Paying only this amount keeps your account active, but the rest carries forward at high interest.

Debt Settlement
By Mohit Juneja | 30 October 2026

Is Debt Settlement Worth It? Pros, Cons and When It Makes Sense

Is loan settlement worth it depends entirely on your situation. Settlement means your bank or NBFC (non-bank financial company) agrees to settle your loan for less than the full amount you owe. It clears the debt. But it leaves a "Settled" mark on your CIBIL (credit score) report for up to 7 years. For people who genuinely cannot repay due to a real financial difficulty, it can be the most practical way out. For people who can still manage their EMIs, it usually is not.

Challenges & Opportunities in the Indian Debt Relief Market
By Mohit Juneja | 30 October 2026

Challenges & Opportunities in the Indian Debt Relief Market

India has a ₹3+ lakh crore stressed unsecured debt problem and almost no consumer-friendly way to resolve it. Here's why that gap exists, what it costs borrowers, and how platforms like FREED are changing that.

India Against Toxic Debt-Trap! Powered by Freed!
By Mohit Juneja | 30 October 2026

India Against Toxic Debt-Trap! Powered by FREED!

Instead, FREED has launched a debt relief program under which it guides and helps you save your money, which will help you get out of toxic debt forever.

Choose Freed
By Mohit Juneja | 30 October 2026

Why Choose FREED? Here's What Makes Us Different

Hundreds of people struggling with debt reach out to FREED every month. But why FREED specifically? This blog gives you honest, clear answers — so you can make the right decision for your financial future.

What role does a loan settlement agency play in debt settlement?
By Mohit Juneja | 30 October 2026

What role does a loan settlement agency play in debt settlement?

Some loan settlement agencies also provide litigation assistance associated with loan settlement to their clients. FREED, for instance, aims to provide complete financial freedom to its clients.

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