How Debt Relief Works?

It starts with YOUR decision to Get FREED of your debt.

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Talk to us about your Debt

It all starts with your decision, your financial goals, your first step to commit to a Debt-Free life. No matter what’s going on with your finances, we’re here to help.

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We Evaluate & Budget

FREED analyses your debt and determines your eligibility for a debt relief program that is personalised for you and best suited for your goals.

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You Enroll

You sign-up for FREED’s Debt Relief Program through our easy to use Debt Relief App and begin your debt-relief journey in a few clicks.

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You get FREED

We go all the way with you and help you reclaim your financial freedom.

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Talk to us about your Debt

It all starts with your decision, your financial goals, your first step to commit to a Debt-Free life. No matter what’s going on with your finances, we’re here to help.

image-1
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We Evaluate & Budget

FREED analyses your debt and determines your eligibility for a debt relief program that is personalised for you and best suited for your goals.

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You Enroll

You sign-up for FREED’s Debt Relief Program through our easy to use Debt Relief App and begin your debt-relief journey in a few clicks.

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You get FREED

We go all the way with you and help you reclaim your financial freedom.

You Come First With FREED’s
Debt Relief Programs

Debt Relief with FREED is much more than just monetary relief from your current outstanding dues.

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Debt Settlement

We negotiate with your creditors on your behalf to get
you the best possible reduction in your
total outstanding debt amount.

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Personal Loan Settlement

Your outstanding personal loan can be reduced to help ease your financial burden.

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Credit Card Settlement

Your huge credit card bill carries even bigger charges. FREED can help you reduce these by negotiating with your creditors on your behalf.

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Debt Reduction

Typically a client would save up to 50%* on their enrolled debt. Even with the Program Costs, you save significantly on your total debt and Get FREED.

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Creditor Call Handling

We provide our customers with the option to transfer all calls from collection agents or creditors to our team. We will talk to them; you focus on the repayment.

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Harassment Protection Program

FREED protects you against unlawful and unethical collection activities like harassment calls and unauthorised home visits.

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Pre-Litigation Support

Get help and advice on legal actions and notices sent to you by creditors with the help of FREED’s legal team. Our legal experts will advise you on the best course of action.

Debt Relief is
Faster with FREED.

Your Credit Card Debt

₹0

Your Personal Loan Debt

₹0

Missed any EMI in the last 3 months?

Without FREED
With FREED

Debt-Free by 

Total Est. Savings

₹0

Debt Free In

0 Months
You can save upto 0%* on your debt
*Debt Repayment without FREED is calculated assuming a minimum payment of 5% on Credit Cards and existing Personal loan outstanding. The estimated repayment of the total enrolled debt is calculated at 45%.

Blogs

Why does a debt managment company care about intent?

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Don't Choose FREED

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Empathy: A valuable skill for a Debt Expert

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Success Stories

Customers who joined the Get FREED movement are getting closer to their Debt FREE Futures.

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I got my first debt settled within 4 months of enrolling with FREED. I recommend FREED for its great support and structured approach to get you out of debt.

Amitabh

IT Professional

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They helped me in every way. Whenever recovery agents called, they would talk to them and encourage us. Anu Ma’am and Jyoti Ma’am would assure us and say, “Nobody can do anything to you. We and our whole team are with you.

Aarti Gupta

IT Professional

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Support from FREED is very good. On business days you can call and get your doubt clarification very well. They always response in positive way. The service is very good I was having problem with my credit card and FREED helped me to resolve that very well.

Murli Krishna

Process Associate

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Team at FREED has been very professional in their approach, their CHPP program helped me great deal to manage my creditors. I saved significantly on my debt as well.

Siddharth Kumar

Corporate Leader

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The best part of FREED program is that you will be assigned a Relationship Manager, she personally handled my creditors when I was under tremendous pressure. Its a 5 star experience for me

Suvadeep Dutta

IT Professional

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I was harassed by the creditors, they did not understand my concern. FREED team handled my calls many times. I found FREED when I was in need. Now I am debt free, thank you FREED!

Kumar ramesh Polu

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I have checked with other companies for resolving my debt but other companies were charging more, and even doing fake advertisements. Compared to all other debt settlement companies in India, I found Freed was the best as they did what they promised.

Jagannath

Business Owner

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I was surfing on Facebook in May, I saw FREED’s ad about helping customers to get out of the debt trap. I was already in a debt trap. In lockdown, I used my cards and was not able to pay due to salary cut and I started receiving calls from creditors for payment. I didn’t know to handle the situation. After I enrolled in Freed program my account manager Mr Ajay took care of harassing creditors’ call, supported me for settlement and helped me become debt-free. After 7 months, I am almost free from debt and I am thankful to Freed. Friends if anyone getting harassment calls kindly enroll in this program. One thing I like that they have all account managers for different languages. I am from Tamil Nadu so Mr. Ajay spoke to me in Tamil. I would specially like to thank Ajay and the team for the support.

Dharshan Kumar S

Banker

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I really appreciate Freed’s team and I basically want to mention few names- Mr. Parth and Mr. Vikash. I want to thank Freed because during lockdown I lost my job, then I came to know about freed and they supported me a lot.

Soleman Kabir

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Tremendous Approach. They will clear each and every steps. 5 stars, best customer service. I really appreciate all the efforts from FREED . From customer service department, he put on solving my issue. I was pleasantly surprised. Great work! The FREED team represents among the highest levels of customer service I have experienced. Information was accurate, responses to queries were turned around very fast. Answers were clear and where necessary detailed enough for us to make informed decisions quickly. Thank You very much for the valuable support.

Srinivasan G

IT Senior Associate

Google Reviews

+ Reviews

Media Mentions

Doubts Deserve Answers

Have questions? We are here to help.

Debt relief isn’t just reducing the debt owed by you, it is about eliminating your debt and living a debt free life. If you are living paycheck to paycheck because of the debt that you owe or if you are already behind on your monthly payments, chances are that you need debt relief.

Most of your unsecured debts (not backed by a collateral) can be enrolled. If the majority of your debt load consists of personal loans, credit card debts, consumer loans, payday loans, peer-to-peer loans, BNPL loans, and education loans; you can expect a good result from our Debt Relief Platform.

Not paying your credit dues or barely making the minimum payment on your credit cards every month impacts your credit score negatively. FREED’s Debt Relief Program may or may not affect your credit score depending on the program you qualify for. FREED’s Debt Resolution Program will have a negative impact on your credit score and rating, but once your debts are settled, your score will gradually improve. However, if you qualify for FREED’s Debt Consolidation Program, your score would not get impacted negatively, rather your score will start to improve.

The cost of debt relief will vary depending on the program you qualify for. Your financial profile, debt load, affordability, and goals can significantly affect the cost of Debt Relief for you. However, we fully understand that customers looking for debt relief should not be financially burdened any further. FREED’s Debt Relief Programs are structured to ensure that even after paying our fees, customers save significantly* on their total outstanding debt.

Your savings on FREED’s Debt Relief Programs are dependent on your debt load, affordability, complete financial profile, and financial goals. Depending on the Debt Relief Program you qualify for, you will be able to save between 10%-30%* on your monthly EMIs or up to 50%* on your total outstanding debt load.
Need to talk to a Debt Counsellor?
Have more questions? Call us at

0124-666-3666