Resolve your Debts with

FREED’s Debt
Resolution Program

  • Self-save model
  • Customized Plan
  • Pay our Fee, only when you are debt-free

(This is NOT a LOAN; you pay off the Debt with the
money you save in your SPA* Account)

Start Today!
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6 steps to a debt-free zindagi

Step 1
1
We Evaluate
Our app analyzes your debt and checks your eligibility.
step-2
2
We Budget
We customize a program to your budget and goals.
step-3
3
You Sign-up and pay
Begin your journey with us with a one time processing fee.

YOUR DASHBOARD: You get a login to track your debt-relief journey

step-4
4
You Save
You will save money every month from your Savings into a Special Purpose Account (SPA)* created in your name. Remember, there is NO LOAN, the money is debited from your Savings Bank and goes in your SPA every month.This is your money, your account and the money is safe at all times.
step-5
5
We Negotiate
Once you have saved enough money over a few months, we work with creditors to reduce your debt and get you a settlement offer.

THIS IS WHERE WE CHARGE A FEE. It is 15% of your enrolled debt..

step-6
6
You’re FREED
You pay off the final amount by the date given in the settlement letter to be FREED from Debt.

Explore our other debt relief programs

Debt Consolidation

Restructure your loans as per your affordability

  • Affordable Monthly EMIs
  • Lower Interest Rate
  • Increased Monthly Savings
Learn More

Debt Elimination

Fast-track your journey towards financial freedom

  • Put debt on deadline
  • Save on interest
  • Get control of your life
coming-soon

Our team is

Here to help you

How to handle collection calls, what are the rights of the lenders, what are your rights, support in responding to legal notices and more: we are there to help always!

Get Started!
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India's 1st Debt
Relief Platform

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Process

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Pay only when
you are debt-free

Aapki Journey, Humara Saath

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Debt GONE, Happiness ON!

Check if you qualify

Your Credit Card Debt

₹0

Your Personal Loan Debt

₹0

Have you missed any Loan EMI/Payment in the last 30 days?

Without FREED
With FREED

Total Est. Savings

₹0

Debt Free In

1 Months
You can save upto 0%* on your debt
*Debt Repayment without FREED is calculated assuming a minimum payment of 5% on Credit Cards and existing Personal loan outstanding. The estimated repayment of the total enrolled debt is calculated at 45%.

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Aapke Sawaal, Humare Jawaab

Debt relief isn’t just reducing the debt owed by you, it is about eliminating your debt and living a debt free life. If you are living paycheck to paycheck because of the debt that you owe or if you are already behind on your monthly payments, chances are that you need debt relief.

Most of your unsecured debts (not backed by a collateral) can be enrolled. If the majority of your debt load consists of personal loans, credit card debts, payday loans, BNPL loans; you can expect a good result from our Debt Relief Platform.

Not paying your credit dues or barely making the minimum payment on your credit cards every month impacts your credit score negatively. FREED’s Debt Relief Program may or may not affect your credit score depending on the program you qualify for. FREED’s Debt Resolution Program will have a negative impact on your credit score and rating, but once your debts are settled, your score will gradually improve. However, if you qualify for FREED’s Debt Consolidation Program, your score would not get impacted negatively, rather your score will start to improve.

The cost of debt relief will vary depending on the program you qualify for. Your financial profile, debt load, affordability, and goals can significantly affect the cost of Debt Relief for you. However, we fully understand that customers looking for debt relief should not be financially burdened any further. FREED’s Debt Relief Programs are structured to ensure that even after paying our fees, customers save significantly* on their total outstanding debt.

Your savings on FREED’s Debt Relief Programs are dependent on your debt load, affordability, complete financial profile, and financial goals. Depending on the Debt Relief Program you qualify for, you will be able to save between 10%-30%* on your monthly EMIs or up to 50%* on your total outstanding debt load.

Disclaimer

*Please note that clients who are able to stay in the program and get their debts settled realize approximate savings of 50% before our fees and 35% including our fees. All claims are estimates and are based on the enrolled debts and the program tenure. Not all clients are able to complete their program for various reasons, including their ability to keep up with the program payments and save sufficient funds. Not all debts are eligible for enrollment in the Debt Resolution program. FREED doesn’t recommend enrollment in a Debt Resolution Program unless there is a genuine financial hardship experienced by a client leading to non-payment of dues.

There is no guarantee that your debts would be resolved within a specific period of time or they would be lowered by a specific amount or percentage. We do not assume your debts, make monthly payments to your creditors or provide tax, accounting or legal advice. Please read and understand all program details prior to enrollment. Enrolling in the Debt Resolution Program will have an adverse impact on your credit rating and may result in you being subjected to aggressive collection measures or even being sued by creditors. The accounts you enroll may continue to accrue fees and interest, however, negotiated settlements that we obtain on your behalf would resolve the entire account balance, including accrued fees and interest.

Corporate Office

  Level 5, BPTP Park Centra, Sector-30, Gurugram

  info@freed.care

  0124-6663666 (Mon - Sat, 10AM - 7PM)

Development Office

  Obeya Tranquil, 5th Main Road, HSR Layout, Bengaluru

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